Most of us could use a little help when it comes to budgeting, spending and saving, so we asked our readers to share the best financial advice they've ever received. Here is some of the wisdom they shared.
My dad told us when we got married, "When you pay your bills, pay yourself, too, even if it is only ten dollars. Put it directly into a savings account and pretend it does not exist."—Jean S. F.
Before spending or buying, ask yourself: Is this a need or a want? Most things are truly wants.—Kristin F. G.
Seek first the kingdom of Heaven. Everything else, including finances, will fall into place.—Paul J.
If you can't pay for it with what you've got, you don't need it.—Kent B.
If you have a monthly car payment to pay off your car, put that same amount in the bank to start paying for the next car.—Heather P.
Start saving for retirement early in life, even if it's just a little bit.—Mary Beth S.
Use your credit cards sparingly and pay the balance every month. Don't let credit card debt get out of hand.—Hanna P.
Always, always pay your bills. And if you can't afford it, don't buy it.—Cathie H. B.
If your company has any kind of retirement plan, contribute as much as you can. If the company matches a certain amount, do at least that much. It's like giving yourself a raise, but you reap the rewards later. And, if you don't have it in your hands, you don't miss it as much.—Martha C.
Live within your means.—Della V.
Build an emergency fund of at least one thousand dollars.—Vicki M. M.
Remember that everything belongs to God, so be sure to tithe.—Kathryn H.
Put five percent of all your earnings into a savings account.—Randy L.
Live debt free.—Missy B.
Diversify! Never put all your eggs in one basket!—Elizabeth T.
Give and it shall be given unto you...—Luke 6:38—Lynda Z.
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