Advice on Covering the Costs of Adult Daycare

Public and private sources offer assistance.

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A adult daughter with her aging mother in a happy, loving embrace.

This article is based on information provided by Home Instead Senior Care.

Adult daycare offers a respite for caregivers and for those being cared for. Your loved one may enjoy a change of scenery, some new activities and companionship. And, as a caregiver, you may appreciate the support while you handle work and or other everyday tasks like grocery shopping or laundry. 

It may also be an opportunity for caregivers to take a break themselves and go for walk or have coffee with a friend, just to get a break from caregiving.

You may want to explore the following options to get help with paying for adult daycare:

Public programs include:

· Medicaid

· VA benefits

· PACE program

Insurance and private payment sources include:

· Medicare Advantage Part C

· Long-Term Care insurance

· The Cash Value of a life insurance policy

· Reverse Mortgage

· Shared family contributions

· Free care resources in your community

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